This would ensure that people who need the house are able to avail the same. ft. maximum carpet area. The government will use the The Socio Economic and Caste Census of 2011 (SECC 2011) to identify and select the list of PMAY beneficiaries. In case of online process the applicant can register for free of cost through the pradhan mantri awas yojana ministry official website. Square Yards platform offers an integrated consumer experience & covers the full real-estate journey from search, discovery to research, transactions, home loans and post-sales service – fully integrating buyers to an extensive network of 500+ partner real estate developers, and 90+ banks & NBFCs. Note : You should fall in Secc 2011 list to be eligible for getting PMAYG benefits. This decision will make Pradhan Mantri Awas Yojana more lucrative. 2,20,000. Get quick solution to your financial needs in 3 clicks*, Generate instant sanction letter with no documentation*, Transfer your Home Loan to us and save more. All candidates who have documents to prove this will be allowed to apply for a home under this scheme. It is divided into two parts. Development and completion of affordable houses under the scheme. Those who are registering through CSCs can get those forms in hand from the centres. In order to be recognised as a LIG or EWS beneficiary under the Scheme, the applicant is required to submit an affidavit as income proof to the authority. (An adult earning member irrespective of marital status can be treated as a separate household in MIG category), The family should not own a pucca house in his/ her name or in the name of any member of the family, in any part of India. This makes the scheme a pro-women scheme. In the following article we will cover what a home loan entails, how it works, and how the Pradhan Mantri Aawas Yojana (PMAY) offers assistance in the process. After submission of your Aadhaar number, you will be automatically redirected to the application page. 12 lakhs, they must have an annual salary of Rs. The loan amount is also increased to 12 Lac from 6 Lac. The interest rate of 6.5% will be applicable only if someone applies for a home loan under the Pradhan Mantri Awas Yojana. ), The Pradhan Mantri Awas Yojana scheme launched by the Narendra Modi government to make housing accessible to all sections of the society at affordable rates. What is Pradhan Mantri Awas Yojana (PMAY) – Credit Linked Subsidy Scheme (CLSS)? Sustainable and eco-friendly technologies would be used for construction. An important eligibility criteria is that the applicants or any member of his/her family must not possess a permanent home in any part of the country. Apply for Home Loan under Pradhan Mantri Awas Yojana-Credit Linked Subsidy Scheme (PMAY-CLSS) online. Select your water board, add your details and pay online, GasPay bills of leading gas companies such as Adani, Mahanagar, Indraprastha among others, LandlinePay your BSNL, MTNL or Airtel landline bills online, BroadbandPay the broadband bill of Airtel, Hathway or Connect online itself, FASTagBuy and recharge FASTag online for use at 400+ toll booths across India, DTH RechargeRecharge your DTH connection anywhere, anytime with Quick Bill Pay, Mobile RechargeTop-up your mobile number from internet banking, Click to Pay LoanPay your ICICI Bank loan EMI from any other bank using Click To Pay, Pay Credit Card BillsPay your ICICI Bank credit card bills from any other bank with net banking or UPI, Click to PayPay your loan EMI or credit card bill from any other bank’s net banking or debit card, eazyPayPay your school fees, society maintenance bills or business payments with eazypay, Quick PayMake utility, mobile, broadband, DTH and other payments with Quick Pay, Scan To PayUse Scan to Pay to generate QR code, scan using any UPI app and make the payment, Tap To PayUse NFC-enabled tag linked with prepaid account to tap and pay at merchant outlets, Online Tax PaymentMake online payment of direct tax and other taxes such as service tax or excise duty, GSTMake your GST payments through our branch or with internet banking, Tax SolutionsThis has nothing to do with payments, ICICI Bank OffersFestive Bonanza, Offers, Cashback Deals and more, Festive BonanzaThis festive season get exciting offers on your favourite brands, OffersGet exclusive deals and discounts on thousands of brands, Nearby OffersGet discounts on dining, shopping, travel, etc. at places near you, Get assured cashback on electronics, travel, food & groceries and much more, Get the best deals on airfare so you can spend more at your destination, Compare prices, features and more before buying and get the best value for your money. S-1/4, Naya Raipur, Chhattisgarh, Dadra and Nagar Haveli, and Daman and Diu, Union Territory of Dadra and Nagar Haveli, and Daman and Diu, Union Territory of Dadra and Nagar Haveli, GSUDA, 6th Floor, Shram Shakti Bhavan, Patto – Panaji, Affordable Housing Mission, New Sachivalaya, Block No. This number appears incorrect / invalid. For details, give us a missed call on 8100881008, Interest subsidy benefit of up to ₹2.67 Lakh*, No cap on loan amount or cost of property, Get additional loans at non-subsidised rate. The Pradhan Mantri Awas Yojana, also known as PMAY, is a credit-linked subsidy scheme (CLSS). Required fields are marked *. 25/- as a service charge and registration fee to the authorities in CSCs to process the registration. The credit linked subsidy aspect of the PM Awas Yojana gets implemented in India in all statutory towns from the initial stages itself. The information collected would be used to improve your web journey & to personalize your website experience. The online application is easy to fill and it provides applicants a hassle-free user experience, Once the applicant has successfully submitted the application, it can be easily tracked online. Yes. The maximum tenure of the PMAY scheme is 20 years. The Chief Minister of Arunachal Pradesh, Pema Khandu had directed the rural department to strictly implement the direct benefit transfer (DBT) under the implementation of the PMAY scheme. Applicants will get homes with varying carpet areas. The rules are: The government has come up with a list of all cities in different states and union territories where housing units will be constructed under the Pradhan Mantri Awas Yojana. Also read : SBI Home Loan Repo Rate | SBI RLLRPMAY – Pradhan Mantri Awas Yojana: Things You Should Know About. As per the lock system, people purchasing the home will not be able to sell the home … Therefore, as long as you haven’t fully paid back your loan, the ownership of your home becomes subject to your ability to pay back that loan. The funds allocated for the rural housing scheme under PMAY will also be sent off to the beneficiaries through direct fund transfer to the bank accounts of the listed and identified beneficiaries. The interest rate for the PMAY scheme starts at 6.50% p.a. The registrars of universities and principals of government colleges have been advised to identify plots of land that are suitable for the project which will then be sent for approval to the higher authorities.

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